Insurance company: 2015 – good year for insurance

If in 2015 non-life insurance company is expected to grow 15%, the highest in five years, then life insurance is estimated at 36,600 billion in revenue, up 29%, a record increase and the highest in 10 years.

Insurance company: 2015 – good year for insurance

These impressive figures

Results showed that, in 2015 was good year for Vietnam's insurance company with many good sign, since efforts to overcome difficulties, seize the opportunity, to restructure, increase competitiveness and product development products, while reflecting the very strong recovery from the crisis lasted from 2010.

Accordingly, the value of total assets in 2015 was estimated at 201,141 billion, up 21.7% compared to 2014 (reaching 165 154 billion); equity 42 388 billion, up 3% from the previous year (41 243 billion).

May affirm, 2015 was a successful year for the insurance industry in general and life insurance sector in particular. Cause successfully shown that businesses (DN) This block basically has convinced customers with the products with specific characteristics, and retain potential customers by quality service.

This is also the first year that the insurers involved buying government bonds with values ​​greater period of 20 years, led by Prudential with bonds worth 3,200 billion. Thereby confirming more important role in the process of raising capital medium and long term, contribute to economic and social development of the country, with total investment of the sector in the national economy in 2015 is estimated at 152,000 billion .

Diverse products

The slow melting of "ice blocks" real estate, stock market and less prosperous low interest rates ... are the reasons that people paid more attention to life insurance company. Foreseeing this psychology, the life insurance sector focused design products with specific characteristics to serve each customer the best.

With the strength has helped customers save with interest rate not lower than the committed bank interest rates, together with the many rights protected from risks such as accidents, death or total and permanent disability, the nature both an economical and investment has long been regarded as a traditional product for many insurers.

Officially "released" in May 4/2015, the "Make An prevalent part" of Generali Life Insurance promises to be the top choice for successful people, have abundant financial resources, are selected The best investment channels to protect and increase the volume of its assets, in the context of other profitable investment channels such as securities, gold and foreign currencies, real estate, ... no positive changes.

Products are considered investment channel effectively and securely with guaranteed interest rate in the first 2 years were committed up to 6% and 5.5% without risk of slippage with the rights guaranteed under the Currency Rates . With time flexible premium payment, the insured amount can be up to 80 times the basic premium, products are being evaluated as quite attractive.

Not inclined to invest much respect as "Bao An prevalent part" Product "My family love" Manulife is a combination of all 3 factors: comprehensive protection, flexible and attractive savings in one product. Notably, after the first contract year, the customer may use part of the contract value account to cover the short-term spending needs.

Although newly established, but inherits many advantages of its parent company, PVI Sunlife simultaneously launching three product series is "Family Security," "Birth Security" and "Human Security" to serve many of different customers.

In addition to the product line and saving nature and protect, block life towards objects also "isolated" as pregnant women and young children, is not a geographical balance many companies choose to exploit because of the risks High risk. However, some pioneers as Fubon Life, Generali Vietnam were initially attracted customers with specialized products to this.

2015 product line healthcare insurance continues to be interested in mining enterprises. The senior business as Prudential, Manulife, Dai-ichi Life continued good revenue from this product line.

In order to create a better life for workers at retirement age, pension insurance products voluntarily from 6 DN is Prudential, AIA, PVI-Sunlife, Manulife, Dai-ichi Life, Bao Vietnam currently levied Life caught the attention of people.