Currently, in Vietnam, there are many hospitals, companies
offering healthcare
insurance products.Life insurance company sells health care insurance and
the main pack while non-life insurance company makes healthcare insurance fees
separate each year . Customers can change service providers if not satisfied
with the current ones.
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Healthcare insurance: More products |
Opportunities and benefits
It can be said, more than 16 years, the life insurance
market with the participation of FDI Company has changed the thinking of the
people of VN. Along with the strategic development life insurance market, they
are constantly researching to make products more advantages than Vietnam, bring
more benefits to the insured, especially care products expanding healthcare
insurance coverage.
Recently, Dai-ichi Life VN was officially introduced to the
market the product "happy healthy family - Talking sending love" is
designed to protect the financial and comprehensive health care for the
traditional family three generation in the same contract, especially for the
parents of two sides, helps customers express interest, mounts love between
members of the family and filial integrity of both parties. Customers only need
to participate in an insurance contract, the customer's family would be
comprehensive health care and financial assurance. At the same time, health
care benefits during the insured also pay fees depending on the customer's
entitlement to care in many levels: ordinary, special and high-grade.
Or Prudential also just introduced to the market two new
products complement the "Insurance fatal disease from an early stage and healthcare
insurance fee exemption serious diseases." Is the pay benefits when
customers unfortunately suffering from serious illness early stage. Once
insured, customers will be supporting the cost of treating serious diseases
from an early stage and customers are paying interest several times during the
contract term. Especially the wide range of up to 77 protection from dangerous
diseases vary. Moreover, on the same insurance contract, customers can protect
many family members at the same time from parents, children ... specifically,
provide protection up to four people in a family.
And the right to choose
Unlike life insurance company, the insurance company health
card sales by year and depending on the service, coverage, age and health
status of the insured person. The fee of the annual insurance package low or
high depending on the needs of potential buyers of these cards ... When you join
this package, you will get inpatient and pay all the costs of hospitalization,
surgery arts; cost of treatment before and after hospitalization; cost
emergency medical transportation or repatriation ... and to facilitate the
examination and treatment of diseases, the Insurance Co. has been associated
with several leading hospitals in VN and hospitals in the region, to customers
treatment options.
As a counselor of the insurance company said, now people VN
seek insurance packages ranging international clinical winter day. In addition
they need medical care during business trips, tourism, current, and economic
life is the driving force of well-off causes a lot of options this kind over.
According to Womens Health, surveyed 50 women who
participated in the health insurance premium for why they choose this service.
The results showed that: 53% said fairly broad coverage including sickness,
accident, emergency ... 26% responder needs, they can healthcare
"transboundary" in some hospitals domestic and international. 21%
feel the excitement when things simple and convenient.
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