When it comes to your business, no matter how careful you are, someone can sue you for matters related to your company's operations and you could be found legally liable for negligence. Being properly insured with business general liability insurance is critical to protecting your business.
What is business general liability insurance?
Understand about business general liability insurance
General liability insurance provides vital protection for your business. This protection, also known as business liability insurance or commercial general liability insurance, protects your business should injury or property damage occur to others as a result of your business operations.
General Liability insurance is coverage for the operations of your business.
The business general liability insurance generally covers:
- Property Damage – Damage to property that you are legally liable for (including rented property)
- Bodily Injury – Injuries to persons for which you are legally liable
- Medical Payments – Bodily injury that occurs during the course of your business operations
- Defense Costs – Suits against your company regardless of fault
- Personal & Advertising Injury – Claims of slander and libel that are not part of your professional services.
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