More chances for healthcare insurance when hospital fee increases

Healthcare insurance is the product that contributes to major profit of both life and non-life insurance companies. In recent years, healthcare insurance has attracted more and more customers.

More chances for healthcare insurance when hospital fee increases

More chances for healthcare insurance

Many experts expect that healthcare insurance with hospital fee support will be accepted more positively, especially when hospital fee and related services will be changed from March 1 and once again in July 1.

In fact, people’s awareness of insurance has been changing a lot, especially healthcare insurance when most of the customers buy products due to their actual demands after learning carefully.  Owning healthcare insurance (even at standard payment) helps patients a lot when their healths are at risk.

Ms. Thu Mai, working at a company in District 1, Ho Chi Minh city, has many experiences in buying healthcare insurance, shares that healthcare insurance is always her priority because it’s really helpful.

“I have learnt many products from a number of insurance companies, both life and non-life ones. Generally speaking, their products are designed with tangible benegits and they can meet various demands of customers”, said she. Ms. Mai has owned and use insurance benefits provided by quite a big insurance company in the market and she has just renewed her contract.

A representative of an insurance company said that his company’s premium increases about 37% compared with the last year.

“We insist that healthcare insurance is still a hot section which requires concentrated development as well as careful supervision because this product has high reimbursement rate”, said the representative.

To general insurance sector, since many years, healthcare insurance has been 1 of 3 products bringing most of the profit.

To continuosly develop this current market segmentation, insurance companies is continuosly investing in both product and service, especially post-selling services. It is expected that there will be series of new products in this March, both main and support products.

Actually, in addition to launch healthcare insurance that have attractive and tangible benefits, insurance companies develop connection system with most of the hospitals.